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As many of you probably already know, insurance is key to helping protect your home and most valuable assets.  As an independent insurance agency we want to make sure that you are always aware the best ways to ensure safety and peace of mind for you and your family.  When purchasing a home you are taking on a wide variety of inexperienced risks you may be untamed to.  A new risk could be something as simple as locking the front door to leaving lint in the dryer.  When purchasing your first home these are a lot of your more minor safety issues that people tend to forget about, but could cause a ton of destruction.  Some key things to do and be aware of for your home are:

1.  Empty the lint trap of the dryer after every use

2.  Regularly inspect your dryer hose and clean or replace it at least once a year

3.  Make sure candles are not used around any flammable object and are put out when not needed

4.  Check that appliances and stove burners are off when not being used

5.  Unplug any unused changers

6.  Test your smoke detectors monthly and replace batteries every 6 months

7.  Make sure fire extinguishers are in date

8.  Make sure your pool is properly gated if you have one

9.  Periodically inspect water pipes for leaks

10. Check water heater for leaks and drain periodically

11. Clean out and inspect gutters and downspouts twice a year

12. Always have an emergency exit in case of a fire or any unexpected emergency

As you can see there are many ways to help ensure the safety of you and your family when purchasing a home.  This is not a full checklist of recommendations, but a partial list of things we see as insurance agents that are important.  We also did not dig into things to help protect your home from theft or burglary – check back for a blog about that!  Home buying can often be tedious and exhausting but once situated you should have the peace of mind that you and your family are properly protected.  At Davis & Massey Insurance we take pride in ensuring you understand your coverage and are provided with the best policy to fit your needs.

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